How to generate Kotak Debit card Pin?

Kotak Mahindra is a well known financial and banking service in India. Kotak Mahindra is a commercial bank serving banking services to millions of customers across India. Like any other commercial bank, the main moto of the bank is to make maximum profit which needs a large customer base. To gather the same customer base, banks often provide some customer friendly approaches to gain the support and trust of its customers. These may include exciting offers such as heavy discounts and cashback and these also include some of the banking facilities easier to the customers.

One such facility is generation of the Kotak debit card PIN. Debit card is a very essential tool of banking having many benefits of its own and the debit card PIN is the key of that tool. It might need to be generated at some instances for example when you get a fresh debit card from the bank, in case of theft or loss, etc.

In this article we will learn about the methods that we can use to generate the Kotak debit card PIN. Here are listed those 4 methods that can be used to generate the Kotak Mahindra ATM PIN:

  • Kotak Debit card PIN generation through ATM
  • Kotak Debit card PIN generation through SMS
  • Kotak Debit card PIN generation through Phone Call
  • Kotak Debit card PIN generation through Mobile banking
  • Kotak Debit card PIN generation through Netbanking

Let’s dive into an elaborative look on how each of these methods work.

Click here to check how to generate BOB ATM PIN.

Step By Step process for Kotak ATM PIN generation

Generating Kotak Debit card PIN by ATM

What could be a better way to access ATM services than the ATM itself. ATM stands for Any Time Money popularly known as a machine used to deposit and withdraw money from the bank. But that is not its only function. ATMs provide a lot of other services as well. These services include balance enquiry, mini statement, green PIN (ATM PIN) generation and many others. And as said ATM provides itself the feature to generate its PIN. here are the steps your need to follow to generate your Kotak Mahindra ATM PIN:

  • Insert your ATM card or debit card in the ATM machine.
  • Click on the reset PIN or Green PIN option.
  • Enter your registered mobile number.
  • You will get an OTP on your registered mobile number.
  • Enter the OTP.
  • Enter the new PIN and reconfirm the PIN.

These were the steps one needs to follow to generate their Kotak debit card PIN through an ATM.

Generating Kotak Debit card PIN by SMS

SMS is the most minimal feature in any phone. A person just having a mere knowledge of how to operate a phone must be knowing of this feature. And guess what? We can access a number of our Kotak Mahindra banking services with the help of this feature. Just a single SMS to your Kotak Mahindra Bank number and your process for the necessary service starts. Even a loan application can be applied through an SMS and also the application to generate a new ATM PIN. Here are the steps one needs to follow to generate a new Kotak Mahindra Debit card PIN through SMS feature:

  • Send an SMS to the Kotak Mahindra customer care centre in the format “XXXX YYYY” from your registered mobile number.
  • Here XXXX represents the last 4 digits of your Kotak Mahindra ATM card and YYYY represents the last 4 digits of your Kotak Mahindra bank account number.
  • You will now receive an OTP in return that stays valid for 2 days and can be used to generate your Kotak ATM PIN.

Generating Kotak Debit card PIN by Phone Call

No doubt banking service access through phone calls is the most convenient and efficient mode of banking and with new technologies coming up, phone calls used for banking services have been automated making them extremely safe and secure to share your bank details with. A number of banking services could be accessed through a call from your registered mobile number to the Kotak Mahindra toll free number. To generate your Kotak Mahindra ATM PIN through a phone call to the customer care centre, here are the steps that you need to follow:

  • Call the Kotak toll free number from your registered mobile number.
  • Select a language of your preference.
  • Select the green PIN option amongst all.
  • Enter the details required further.
  • You will now receive an OTP in return that stays valid for 2 days and can be used to generate your Kotak ATM PIN.

Generating Kotak Debit card PIN by Mobile banking

Apart from the basic features like SMS and phone call, there is another way to access banking facilities on your mobile phone i.e. mobile banking facility. In this feature you can download the kotak mahindra mobile app on your smart phone, get your Kotak Mahindra account linked with the app and then you can get started, you can avail a number of banking services right on the tips of your finger and so the Kotak Mahindra Debit card PIN generation feature as well. Here are the steps you need to follow to generate your Kotak Mahindra ATM PIN through mobile banking:

  • Install the Kotak Mahindra mobile banking app.
  • Open the app and link it with your bank account.
  • Go to the request service section and click on ATM PIN generation.
  • Click on set Debit card PIN.
  • Click on set PIN.
  • Now you will get an OTP on your registered mobile number.
  • Set your new ATM PIN.

These were the simple steps to generate your ATM PIN through mobile banking.

Generating Kotak Debit card PIN by netbanking

Mobile banking is not the only way in which through the access of the internet, you can avail banking services, another way is the netbanking feature. Similar to the mobile banking feature it provides a number of banking services with the latest updates, UI, etc, but unlike mobile banking one need not download an App for it. You can simply go to the Kotak Mahindra Netbanking website and do the same process. Here are the steps you need to follow to generate your Kotak Mahindra debit card PIN:

  • Get netbanking activated on your Union Bank of India account.
  • Go to the Kotak Mahindra net banking site.
  • Enter your login credentials.
  • Click on the service tab.
  • Click on “set/reset Debit card PIN”.
  • Click on customer ID.
  • Click continue.
  • Now you will get an OTP on your registered mobile number.
  • Set your new ATM PIN.

This was the process to generate your Kotak Mahindra debit card PIN through netbanking.

How do I prefer to generate my Kotak debit card PIN?

Here is my favourite way of generating my Kotak debit card PIN.

I usually prefer the physical ATM method as it is convenient and easy to understand and it helps me to verify my doubts if I have any right in the ATM itself.

Click here to check how to generate UBI ATM PIN.

Author: Mahak AroraHey, I am a content writer willing to research, learn and write about new topics. I write mostly about finance and tech.

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