What is SBI Online?
State Bank of India is India’s largest and one of the premier commercial banks. It has many branches throughout the country. But with the increased demand of the hour, they have also set up the scope for online banking. SBI Online is the name of the internet banking service provided by them. Internet banking is needless to say the most convenient form of banking. You can access your bank from any place and at any time. You do not have to wait for the bank to open or stand in a long queue for small work. Since internet banking does not require any manual labor, it is full proof and is also super-fast.
How to access SBI Online?
To access this online banking service, you do need to have an account with the bank. You need to first register with your particular branch for the internet banking facility. They will provide you with a preprinted kit which will contain username and password for your first-time login. If you cannot collect this kit for yourself, the bank will send the same to you through SMS in your registered mobile number. You will need to log in onlinesbi.com using the bank given user name and password. When you log in for the very first time, you will need to go through a simple initialization process. The net banking interface of SBI is quite user-friendly, and you will have to follow all the steps one by one to finally have an online banking account for yourself.
To register for Online SBI download the registration forms, fill it up with all the details and submit the same in your branch. The bank will verify you’re your details and will authenticate you and only then your registration process will be complete.
How to Recover Forgot SBI Internet Banking Password?
SBI Online requires you to set up two types of passwords such as account and profile password. Account password is generally used for logging in to net banking portal. The profile password is used within the account for certain vital operations such as adding or deleting beneficiaries, changing payment limits, updating any personal information and other such work.
After you log in to your account for the first time, you need to set both the passwords. These passwords are eight characters long and include upper case, lower case, special characters, numbers making it all the more complex. It is natural that it might slip out of your mind. So here’s a step by step guide of how you can recover these passwords.
Steps to follow to Recover Account Password:
To recover the account password, you need to follow these steps:
- Click the Forgot login password link on the SBI Online banking page.
- A new window opens up, here click on the Forgot my login Password.
- Fill the form that emerges next with your username, account number, phone number, date of birth and captcha text.
- Then click ‘Submit’ to proceed.
- A 6 digit verification code which is called OTP or One Time Password will be sent to your registered mobile number.
- Enter the sent OTP on the required field and then click on confirm to move on to the next step.
- After this, there are two ways in which you can go forward: the first one is by resetting your account password using profile password, and the other one is to request the bank to send you a fresh new password to log in.
- If you remember your profile password, then you can rest the account password immediately. This is how you will do so:
- Select the first option on the page which is Remember your profile password.
- Enter the profile password and then click on the submit button.
- You will now enter a new password, and you will need to do so twice.
- And that’s it; you can now use your SBI Online banking account again with this new password.
- Now, if you do not remember the profile password, no worries you can still reset the password by requesting the bank. The only problem with this process that you will have to wait before you can use your online account again. Since here the password is sent via postal mail.
- For this, you need to select the option of Forgot profile password.
- Now here you have the provision of two options which are to go to the bank and reset account password or to make a request for a new password to the bank to mail it to your address. If you want to go with the bank option, then select Reset login password at a bank or select ‘Receive new login password by Post’ for mail option.
- After you receive the password, you can log in again to your SBI Online account.
Steps to follow for Resetting Profile Password:
Just like the account password. Profile password is also equally important to carry on with essential activities from your net banking account including funds transfer and password change. In case you do not remember profile password, follow these steps to reset it:
- Log in to your SBI net banking account and click on the profile tab at the top of the page.
- Select any operation on the profile page such as Manage beneficiary
- Since you do not remember profile password you now need to click on forgot profile password.
- Just like the account password, here also we have two options at hand: one is by answering the hint question, and the other one is by contacting the bank.
- If you want to answer the hint question, select the item you wish to reply, answer it with the correct answer and then click on the submit button.
- If you answer the question correctly, then you will find a new page opening where you can enter the new password.
- If you do not want to attempt this question, then you can always opt for contacting the bank.
- For this, click on ‘please click here’ against the ‘If you have not set the hint question….’ text below the hint question.
- Select the branch name and submit.
- A message containing the reference number will show up. Carry this number to the bank, and they’ll reset your profile password.
How to Reset SBI Username and Login Password
If you forget your user name, then follow the given steps
- Go to the log in screen of SBI online banking page
- Click on forget username click.
- You will be redirected to another page.
- To regenerate a new username, you have to enter your CIF number from your bank passbook. You fill up the rest by entering your country’s name, your registered mobile number.
- Also, type the captcha shown in the screen and press on confirms.
- Your new username will then be displayed on the screen.
- Similarly, for the login password, click on forget login password
- After that, you can proceed to the next page where you need to enter details like username, account number, mobile number
- You will receive an OTP on your phone and will have three options: using ATM card details, using profile password and without using ATM card and profile password.
- If you want to create login password using your ATM card details, select that and press to submit.
- Enter details like your ATM card number, validity date, cardholder name, and ATM PIN and the captcha shown on the screen then proceed.
- Then you can enter a login password and then confirm the password.
Therefore, here is the quick guidelines on How to recover SBI Bank Online Login Password. Reset your internet banking username and password for safe banking online.