Leading Indian private sector bank INDUSIND BANK has experienced fluctuations in the value of its stock over time. Investors have been keenly monitoring the bank’s performance from its whole high in 2018 to its sharp decrease due to the pandemic in 2020. The issue on everyone’s mind is whether IndusInd Bank is a decent stock to buy, though, as the economy is showing signs of revival and the bank’s most recent financial results suggest favorable growth. In this article, we will examine the share price target for IndusInd Bank for the years 2023 to 2030 and examine the potential influences on the company’s future performance.
Q4 Earnings of IndusInd Bank Ltd
IndusInd Bank has exceeded the expectations of investors, by showing great results in comparison to what investors thought would be. Here are a few key points from the same:
- A standalone net profit of Rs. 2,040.51 crore for the quarter ended March, up over 50% from the amount of Rs. 1,361.37 crore in the prior year. Brokerages had projected a year-over-year (YoY) growth in the bottom line of 43.3%.
- Net interest income for the lender was 4,669.46 crore, an increase of 17% over the prior year. The bank’s overall revenue climbed 16% year over year to 6,823 crore in Q4 FY23, while its other revenue increased 13% year over year to 2,514 crore.
- The lender’s net interest income (NII) for the fourth quarter of FY23 climbed 17% to 4,669 crore over the same period in FY22. For IndusInd Bank, provisions (other than taxes and contingencies) dropped as much as 29% to 1,030 crores during the March quarter.
- The bank had a solid quarter in terms of asset quality, with both gross and net non-performing assets (NPAs) declining. The gross NPA ratio dropped to 1.98% between January and March from 2.06% sequentially and 2.27% in the prior quarter.Net NPAs, on the other hand, was somewhat lower at 0.59% compared to 0.62% in the December quarter and 0.64% in the quarter before that.
Latest news about IndusInd Bank Ltd
➤ Private lender IndusInd Bank announced a dividend of 14 per equity share worth 10.For the Financial Year 2022–23 (140%), “The Board also recommended payment of dividend at the rate of Rs. 14 per equity share of Rs. 10/-each of the Bank, subject to approval of the Shareholders at the ensuing Annual (General Meeting),” according to IndusInd Bank.In contrast, the share price for FY 2021–22 was 8.50, or 85%. This yields a dividend at the current share price of 0.76%.
➤IndusInd Bank and Bajaj Markets, a division of Bajaj Finserv, have teamed to make it simple to use the IndusInd Bank Forex Card. It is a feature-rich solution that offers a safe and frictionless method to carry foreign currency, making international payments simpler and more smooth. This card is very useful for Indian nationals who travel abroad for business or pleasure. This card, available through Bajaj Markets, enables users to trade in 14 different currencies.
➤Ramaswamy Meyyappan, the bank’s chief risk officer, resigned from his post, the bank announced in a BSE statement. Before the new name is revealed, the bank has chosen a new Chief Risk Officer and is completing the relevant procedures.
Below are the trading platforms that you can use to purchase IndusInd Bank shares:
➤ Zerodha
➤ Upstox
➤ Groww
➤ AngelOne
➤ ICICIDirect
| When | Maximum Price | Minimum Price |
| May 2023 | ₹1,299.40 | ₹828.00 |
| June 2023 | ₹1,291.68 | ₹993.60 |
| July 2023 | ₹1,550.01 | ₹1,192.32 |
| August 2023 | ₹1,705.01 | ₹1,311.55 |
| September 2023 | ₹1,790.26 | ₹1,377.12 |
| October 2023 | ₹1,705.01 | ₹1,311.55 |
| November 2023 | ₹1,875.51 | ₹1,442.70 |
| December 2023 | ₹2,100.57 | ₹1,615.83 |
According to the table, the INDUSIND BANK share price is predicted to experience fluctuations throughout the year 2023. The maximum price for the stock is forecasted to be ₹2,100.57 in December 2023, while the minimum price is predicted to be ₹828.00 in May 2023. This represents a significant range of price movement over the course of the year.
In terms of growth percentage, the share price is expected to be on an uptrend, with the maximum price in December 2023 representing a growth of approximately 75% from the minimum price in May 2023. However, the stock is also likely to experience periods of decline and consolidation, as seen in the fluctuations throughout the year.
| When | Maximum Price | Minimum Price |
| January 2024 | ₹2,211.13 | ₹1,700.87 |
| February 2024 | ₹2,484.42 | ₹2,070.35 |
| March 2024 | ₹2,615.17 | ₹2,126.16 |
| April 2024 | ₹2,377.43 | ₹1,828.79 |
| May 2024 | ₹1,981.19 | ₹1,523.99 |
| June 2024 | ₹2,377.43 | ₹1,828.79 |
| July 2024 | ₹2,020.82 | ₹1,566.52 |
| August 2024 | ₹2,222.90 | ₹1,764.21 |
| September 2024 | ₹2,334.04 | ₹1,795.42 |
| October 2024 | ₹2,745.93 | ₹2,112.26 |
| November 2024 | ₹2,883.23 | ₹2,217.87 |
| December 2024 | ₹2,940.89 | ₹2,262.23 |
The table above represents the INDUSIND BANK share price targets for the year 2024. The predictions indicate that the stock is expected to experience a mix of both bullish and bearish trends throughout the year. The maximum share price target is expected to be ₹2,940.89 in December 2024, while the minimum share price target is predicted to be ₹1,523.99 in May 2024. This shows a significant range of price movement over the course of the year.
Investors looking to invest in INDUSIND BANK should consider that the return on investment may vary depending on the timing of their investment. For instance, investors who bought the stock at the minimum price in May 2024 and sold it at the maximum price in December 2024 could expect to earn a return of around 93%. However, investors who buy the stock at the maximum price may face a risk of loss if the stock experiences a decline in price.
| When | Maximum Price | Minimum Price |
| January 2025 | ₹2,999.71 | ₹2,307.47 |
| February 2025 | ₹3,157.59 | ₹2,428.92 |
| March 2025 | ₹3,315.47 | ₹2,550.36 |
| April 2025 | ₹2,960.24 | ₹2,277.11 |
| May 2025 | ₹2,691.13 | ₹2,070.10 |
| June 2025 | ₹2,960.24 | ₹2,277.11 |
| July 2025 | ₹2,819.28 | ₹2,168.68 |
| August 2025 | ₹2,936.75 | ₹2,259.04 |
| September 2025 | ₹3,083.59 | ₹2,371.99 |
| October 2025 | ₹3,268.60 | ₹2,514.31 |
| November 2025 | ₹3,497.40 | ₹2,690.31 |
| December 2025 | ₹3,567.35 | ₹2,744.12 |
The table above represents the INDUSIND BANK share price targets for the year 2025. The predictions indicate that the stock is expected to continue to show an uptrend throughout the year, with the maximum share price target expected to reach ₹3,567.35 in December 2025, while the minimum share price target is predicted to be ₹2,070.10 in May 2025. This indicates a potential upside of around 72% for investors who buy the stock at the minimum price and sell it at the maximum price.
Based on the average target price, INDUSIND BANK is expected to perform well in 2025. The average target price of the stock is ₹3,172.80, which indicates an expected return of around 31% over the next year. This suggests that the stock is a good buy for investors who are looking for long-term gains. In conclusion, the INDUSIND BANK share price target for 2025 suggests that the stock is likely to show an uptrend throughout the year, with potential for significant returns for investors.
| Year | Maximum Price | Minimum Price |
| 2023 | ₹2,100.57 | ₹828.00 |
| 2024 | ₹2,940.89 | ₹1,700.87 |
| 2025 | ₹3,567.35 | ₹2,277.11 |
| 2026 | ₹2,497.15 | ₹1,748.00 |
| 2027 | ₹2,122.57 | ₹1,485.80 |
| 2028 | ₹3,820.63 | ₹2,674.44 |
| 2029 | ₹7,848.17 | ₹5,493.72 |
| 2030 | ₹8,740.01 | ₹6,118.01 |
Based on the given data, it is projected that INDUSIND BANK share prices will continue to rise in the coming years. In 2026, the maximum price is expected to be ₹2,497.15, while the minimum price is expected to be ₹1,748.00. The following year, in 2027, the maximum price is predicted to be ₹2,122.57, while the minimum price is estimated to be ₹1,485.80. In 2028, the share price is expected to see a significant growth with the maximum price target being ₹3,820.63 and the minimum price target being ₹2,674.44. The upward trend is expected to continue with a projected maximum price target of ₹7,848.17 and minimum price target of ₹5,493.72 in 2029. In 2030, the maximum price target is estimated to be ₹8,740.01 while the minimum price target is expected to be ₹6,118.01. It is important to keep in mind that stock prices are inherently volatile and subject to changes based on market conditions and other factors. Hence, investors are recommended to perform their own research and analysis before making any investment decisions.
Financial Condition of IndusInd Bank: Last 5 years
| Narration | Mar-18 | Mar-19 | Mar-20 | Mar-21 | Mar-22 |
| Sales | 17,280.75 | 22,261.15 | 28,782.83 | 28,999.80 | 30,822.44 |
| Expenses | 6,555.23 | 9,283.48 | 12,611.47 | 15,996.96 | 15,903.03 |
| Operating Profit | 10,725.52 | 12,977.67 | 16,171.36 | 13,002.84 | 14,919.41 |
| Other Income | 4,750.10 | 5,646.72 | 6,951.31 | 6,558.61 | 7,397.05 |
| Depreciation | 211.64 | 228.85 | 277.97 | 305.41 | 321.21 |
| Interest | 9,783.30 | 13,414.97 | 16,724.09 | 15,471.90 | 15,821.60 |
| Profit before tax | 5,480.68 | 4,980.57 | 6,120.61 | 3,784.14 | 6,173.65 |
| Tax | 1,874.69 | 1,679.47 | 1,702.70 | 947.75 | 1,562.53 |
| Net profit | 3,605.99 | 3,301.10 | 4,417.91 | 2,836.39 | 4,611.12 |
| EPS | 60.08 | 54.77 | 63.7 | 36.67 | 59.52 |
| Price to earning | 29.91 | 32.5 | 5.51 | 26.03 | 15.72 |
| Price | 1,796.75 | 1,780.00 | 351.3 | 954.45 | 935.4 |
| RATIOS: | |||||
| Dividend Payout | 12.48% | 13.69% | 0.00% | 13.63% | 14.28% |
| OPM | 62.07% | 58.30% | 56.18% | 44.84% | 48.40% |
Looking at the financial statement of INDUSIND BANK over the last five years, the company has shown consistent growth in revenue and profit. The revenue has increased from ₹17,280.75 crores in March 2018 to ₹30,822.44 crores in March 2022, showing a growth rate of approximately 78%. The company’s net profit has also shown significant growth, increasing from ₹3,605.99 crores in March 2018 to ₹4,611.12 crores in March 2022. However, the profit growth rate has not been consistent, with a dip in March 2021. The OPM has also been volatile, with a maximum of 62.07% in March 2018 and a minimum of 44.84% in March 2021. Overall, despite the fluctuations in some ratios, INDUSIND BANK has shown significant revenue growth and consistent profit growth over the last five years.
Sharekhan has given a buy call on IndusInd Bank Ltd. According to him, you can continue buying IndusInd Bank share with a target price of Rs1400.
Motilal Oswal has given a buy call on IndusInd Bank Ltd. According to him, you can continue buying IndusInd Bank share with a target price of Rs1450.
JM Financial suggests buying IndusInd Bank Ltd with an expected price of Rs 1375.
ICICI Direct has recommended investors to buy IndusInd Bank Ltd with a predicted price of Rs 1450.
LKP Securities insisted buyers to invest in IndusInd Bank Ltd with a price target of Rs 1322.
HDFC Securities has issued a reduce recommendation on IndusInd Bank Ltd with a price prediction of Rs 1025.
BNP Paribas Securities has said to buy IndusInd Bank Ltd with a price target of Rs 1360.
FAQS
As of April 2, 2023, the current share price of IndusInd Bank is ₹1284.57.
The share price target for IndusInd Bank in 2025 is estimated to be between ₹2,277.11 and ₹3,567.35, according to financial analysts.
While it is possible for IndusInd Bank’s share price to reach 5000INR by 2025, it would require significant growth in the bank’s financial performance and a positive market sentiment towards its stock.
Factors such as the bank’s financial performance, economic conditions, government policies, and competition in the banking sector can all impact IndusInd Bank’s share price in the coming years.
How has IndusInd Bank’s financial performance been in recent years?
IndusInd Bank’s financial performance has shown steady growth in terms of revenue and profits over the last five years, although there have been some fluctuations in operating costs and interest expenses.
What is the dividend payout ratio for IndusInd Bank?
The dividend payout ratio for IndusInd Bank has ranged from 0% to 14.28% over the last five years, indicating that the bank may choose to retain earnings for reinvestment in the business.
What is the OPM for IndusInd Bank?
The OPM (operating profit margin) for IndusInd Bank has ranged from 44.84% to 62.07% over the last five years, indicating the bank’s ability to generate profits from its operations.
The average target price for IndusInd Bank’s shares in the coming years is estimated to be around ₹3,000, according to financial analysts.
As of now, the recommendation for investing in IndusInd Bank’s shares is a “hold” or “neutral” position, as the bank’s share price target is still uncertain and dependent on various factors. It is always advisable to consult a financial advisor before making any investment decisions.
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Conclusion
To sum up, during the past five years, IndusInd Bank has consistently increased its income, PAT, revenue, and profit. The bank has constantly increased its activities while displaying fortitude in the face of market concerns. It is reasonable to assume that IndusInd Bank shares are a decent investment given the anticipated growth in the upcoming years, with revenue expected to reach 8,740.01 crore and a minimum price of 1,748.00 by 2030. There is a fair probability that the bank will hit its goal of 5,000 by 2025 if it keeps moving in the right direction. Investing in IndusInd Bank shares, which have a low P/E ratio of 13.44 and a dividend payout ratio of about 14%, could produce considerable gains over the long term.
What did we learn?
- 1 Q4 Earnings of IndusInd Bank Ltd
- 2 Latest news about IndusInd Bank Ltd
- 3 How to purchase IndusInd Bank shares?
- 4 IndusInd Bank Share Price Prediction: 2023 to 2030.
- 5 Financial Condition of IndusInd Bank: Last 5 years
- 6 IndusInd Bank share price target by Experts
- 6.1 Sharekhan on IndusInd Bank Ltd share price target
- 6.2 Motilal Oswal on IndusInd Bank Ltd share price target
- 6.3 JM Financial on IndusInd Bank Ltd share price target
- 6.4 ICICI Direct on IndusInd Bank Ltd share price target
- 6.5 LKP Securities on IndusInd Bank Ltd share price target
- 6.6 HDFC Securities on IndusInd Bank Ltd share price target
- 6.7 BNP Paribas Securities on IndusInd Bank Ltd share price target
- 7 FAQS
- 7.1 What is the current share price of IndusInd Bank?
- 7.2 What is the share price target for IndusInd Bank in 2025?
- 7.3 Can IndusInd Bank’s share price reach 5000INR by 2025?
- 7.4 What factors can impact IndusInd Bank’s share price in the coming years?
- 7.5 How has IndusInd Bank’s financial performance been in recent years?
- 7.6 What is the dividend payout ratio for IndusInd Bank?
- 7.7 What is the OPM for IndusInd Bank?
- 7.8 What is the average target price for IndusInd Bank’s shares in the coming years?
- 7.9 What is the current recommendation for investing in IndusInd Bank’s shares?
- 8 Conclusion
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