YES Bank, a major private bank in India, has been making headlines due to changes in its share price. Despite some recent ups and downs, the bank’s share price has shown signs of improvement, making investors and analysts curious about its future.
In this article, we’ll talk about what might happen to YES Bank’s share price from 2024 to 2030. We’ll look at what influenced the share price in the past and how those things could affect the bank’s share price in the coming years.
Latest News About YES BANK
- YES Bank shares surge by 10% in early trading, totaling a 44% increase in three days, nearing a Rs 95,000 crore market cap.
- RBI approves HDFC Bank to acquire up to 9.50% of YES Bank’s share capital, with a one-year completion condition.
- Over the last three days, YES Bank’s shares have risen by about 45%, showcasing a substantial 130% gain from October 2023 lows.
Latest Q3 Results of YES BANK
- Net Interest Income (NII): Reflecting a 2.3% uptick compared to the same period last year.
- Operating Profit: Notching a growth of 5.4%, reaching a substantial Rs 864 crore.
- Deposits Growth: Witnessing noteworthy growth at 13.2% over the last year, surging to Rs 2.4 lakh crore.
- Current and Savings Account (CASA) Ratio: Experiencing a slight dip from 29.7% in Q3 FY23 to 29.4% in Q3 FY24, the CASA ratio represents deposits in current and savings accounts.
- Asset Quality: Stability in gross non-performing assets (NPA) at 2.0%, coupled with an improved net NPA, decreasing to 0.9% from the previous year’s 1.0%.
- Provision Coverage Ratio: Demonstrating a robust increase to 56.6%, compared to December 2022’s 49.4%, underlining a strengthened provision for potential loan losses.
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| When | Maximum Price | Minimum Price |
| February 2024 | 37.40 | 32.52 |
| March 2024 | 38.16 | 33.19 |
| April 2024 | 37.05 | 32.22 |
| May 2024 | 36.50 | 31.74 |
| June 2024 | 37.82 | 32.89 |
| July 2024 | 37.44 | 32.56 |
| August 2024 | 38.94 | 33.86 |
| September 2024 | 40.50 | 35.21 |
| October 2024 | 39.70 | 34.52 |
| November 2024 | 40.89 | 35.56 |
| December 2024 | 41.91 | 36.45 |
In February 2024, Yes Bank’s shares are anticipated to reach a maximum price of 37.40 and a minimum of 32.52. Subsequent months show a fluctuating trend with both maximum and minimum prices expected to rise, reaching a peak of 41.91 and a low of 36.45 in December 2024.
| When | Maximum Price | Minimum Price |
| January 2025 | 42.75 | 32.89 |
| February 2025 | 43.85 | 33.73 |
| March 2025 | 45.56 | 35.05 |
| April 2025 | 44.67 | 34.36 |
| May 2025 | 43.36 | 33.36 |
| June 2025 | 45.32 | 34.86 |
| July 2025 | 44.43 | 34.18 |
| August 2025 | 45.80 | 35.23 |
| September 2025 | 47.40 | 36.47 |
| October 2025 | 48.64 | 37.41 |
| November 2025 | 49.85 | 38.35 |
| December 2025 | 51.10 | 39.31 |
In January 2025, we anticipate that Yes Bank’s shares could reach a high of 42.75 and a low of 32.89. Looking ahead, the trend suggests a gradual increase, with prices expected to peak at 51.10 and hit a minimum of 39.31 by December 2025.
| When | Maximum Price | Minimum Price |
| January 2026 | 52.63 | 40.49 |
| February 2026 | 53.98 | 41.52 |
| March 2026 | 56.09 | 43.14 |
| April 2026 | 54.99 | 42.30 |
| May 2026 | 53.39 | 41.07 |
| June 2026 | 55.79 | 42.91 |
| July 2026 | 54.69 | 42.07 |
| August 2026 | 56.39 | 43.37 |
| September 2026 | 58.36 | 44.89 |
| October 2026 | 59.88 | 46.06 |
| November 2026 | 61.37 | 47.21 |
| December 2026 | 62.91 | 48.39 |
| When | Maximum Price | Minimum Price |
| January 2027 | 64.17 | 49.36 |
| February 2027 | 65.81 | 50.62 |
| March 2027 | 68.38 | 52.60 |
| April 2027 | 67.04 | 51.57 |
| May 2027 | 65.09 | 50.07 |
| June 2027 | 68.01 | 52.32 |
| July 2027 | 66.68 | 51.29 |
| August 2027 | 68.74 | 52.88 |
| September 2027 | 71.15 | 54.73 |
| October 2027 | 73.00 | 56.15 |
| November 2027 | 74.82 | 57.56 |
| December 2027 | 76.69 | 59.00 |
| When | Maximum Price | Minimum Price |
| January 2028 | 78.23 | 60.18 |
| February 2028 | 80.23 | 61.72 |
| March 2028 | 83.36 | 64.13 |
| April 2028 | 81.73 | 62.87 |
| May 2028 | 79.35 | 61.04 |
| June 2028 | 82.92 | 63.78 |
| July 2028 | 81.29 | 62.53 |
| August 2028 | 83.81 | 64.47 |
| September 2028 | 86.74 | 66.72 |
| October 2028 | 89.00 | 68.46 |
| November 2028 | 91.22 | 70.17 |
| December 2028 | 93.50 | 71.92 |
| When | Maximum Price | Minimum Price |
| January 2029 | 95.37 | 73.36 |
| February 2029 | 97.82 | 75.24 |
| March 2029 | 101.63 | 78.18 |
| April 2029 | 99.64 | 76.64 |
| May 2029 | 96.74 | 74.41 |
| June 2029 | 101.09 | 77.76 |
| July 2029 | 99.11 | 76.24 |
| August 2029 | 102.17 | 78.59 |
| September 2029 | 105.75 | 81.35 |
| October 2029 | 108.50 | 83.46 |
| November 2029 | 111.21 | 85.55 |
| December 2029 | 113.99 | 87.69 |
| When | Maximum Price | Minimum Price |
| January 2030 | 116.27 | 89.44 |
| February 2030 | 119.25 | 91.73 |
| March 2030 | 123.90 | 95.31 |
| April 2030 | 121.47 | 93.44 |
| May 2030 | 117.94 | 90.72 |
| June 2030 | 123.24 | 94.80 |
| July 2030 | 120.83 | 92.94 |
| August 2030 | 124.56 | 95.82 |
| September 2030 | 128.92 | 99.17 |
| October 2030 | 132.27 | 101.75 |
| November 2030 | 135.58 | 104.29 |
| December 2030 | 138.97 | 106.90 |
In January 2030, Yes Bank’s shares are projected to reach a maximum price of 116.27 and a minimum of 89.44. As the months progress, the trend suggests a consistent upward trajectory, with both maximum and minimum prices expected to rise. By December 2030, the shares are anticipated to reach a peak of 138.97 and a low of 106.90. Investors are likely eyeing a positive outlook for Yes Bank’s performance throughout the year.
YES BANK FINANCIAL CONDITION: LAST 5 YEARS – 2019 to 2023
| Year | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|
| Revenue (Rs. Crores) | 29,624 | 26,052 | 20,039 | 19,019 | 22,702 |
| Interest (Rs. Crores) | 19,811 | 19,258 | 12,611 | 12,528 | 14,800 |
| Expenses + (Rs. Crores) | 11,834 | 39,246 | 14,937 | 8,058 | 11,046 |
| Financing Profit (Rs. Crores) | -2,021 | -32,452 | -7,509 | -1,568 | -3,143 |
| Financing Margin % | -7% | -125% | -37% | -8% | -14% |
| Other Income + (Rs. Crores) | 4,675 | 11,956 | 3,107 | 3,405 | 4,125 |
| Depreciation (Rs. Crores) | 305 | 342 | 360 | 403 | 0 |
| Profit before tax (Rs. Crores) | 2,349 | -20,838 | -4,762 | 1,434 | 981 |
| Tax % | 27% | 21% | 27% | 26% | 25% |
| Net Profit + (Rs. Crores) | 1,709 | -16,433 | -3,489 | 1,064 | 736 |
| EPS (Rs) | 7.38 | -13.09 | -1.39 | 0.42 | 0.26 |
| Dividend Payout % | 27% | 0% | 0% | 0% | 0% |
Yes Bank’s financial performance over the last five years reflects a mix of challenges and progress. From 2019 to 2023, the bank witnessed fluctuations in its revenue, with figures ranging from 29,624 crores in 2019 to 22,702 crores in 2023. Interest expenses also varied, reaching a peak of 39,246 crores in 2020.
The bank incurred significant expenses during this period, with the highest recorded at 39,246 crores in 2020. However, the financing profit margin showed a decline, ranging from -7% in 2019 to -14% in 2023. Other income provided some stability, with figures increasing steadily from 4,675 crores in 2019 to 4,125 crores in 2023.
The bank faced challenges in terms of profitability, as it reported losses in certain years, such as -16,433 crores in 2020. However, efforts to improve were evident with a positive net profit of 736 crores in 2023. The bank’s earnings per share (EPS) also experienced fluctuations, with a low of -13.09 in 2020 and a modest recovery to 0.26 in 2023.
Throughout this period, dividend payouts remained at 0%. Overall, the financials of Yes Bank showcase a dynamic journey characterized by efforts to overcome obstacles and regain stability.
I think Yes bank entering profit territory in 2022 is a huge positive sign for Yes bank share holders. Large mutual fund companies, and institutional investors have already started buying Yes bank shares in 2023.
Moody on Yes Bank
According to Moody’s, Yes Bank is expected to experience stable asset quality as the majority of its previous problem assets have been successfully resolved. Additionally, Moody’s anticipates that the positive economic momentum in India will contribute to the performance of newly originated loans by the bank.
How has Yes Bank’s financial condition been over the last 5 years (2019-2023)?
Yes Bank’s financial performance has witnessed fluctuations, with revenue ranging from 29,624 crores in 2019 to 22,702 crores in 2023. The bank faced challenges in profitability but has shown efforts towards improvement.
What is the price prediction of YES BANK for 2025?
The projected maximum price for Yes Bank shares is expected to reach 49.85 in November, while the minimum is anticipated to be 32.89 in January.
What were the key highlights of Yes Bank’s Q3 results?
In the latest quarter, Yes Bank’s Net Interest Income (NII) increased by 2.3%, and the operating profit saw a growth of 5.4%, reaching Rs 864 crore. Deposits witnessed a significant growth of 13.2%, totaling Rs 2.4 lakh crore.
Yes, as our prediction YES BANK will hit 100 INR by March 2029.
Further Read:
- SBI Share Price Prediction 2024 to 2030
- ITC Share Price Prediction 2024 to 2030
- Tata Motors Share Price Prediction 2024 to 2030
Conclusion
YES Bank’s recent journey in the financial landscape reflects a blend of challenges and positive developments. The surge in share prices, regulatory approvals, and encouraging Q3 results showcase a potential upward trajectory. However, the bank’s past struggles highlight the need for cautious optimism. The return to profitability in 2022 and Moody’s positive outlook provide a reassuring backdrop, but the inherent uncertainties in the market call for prudent decision-making. Investors are encouraged to stay informed, conduct thorough research, and seek professional guidance to navigate the evolving landscape and make well-informed investment decisions.
Disclaimer: We are not a SEBI registered financial advisor. This post on Yes Bank share price target 2024 to 2030 is just for education and not a financial advise. Please DYOR before investing.
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