Welcome to an in-depth analysis of Ujjivan Financial Services’ share price targets spanning from 2023 to 2030. In this exploration, we’ll delve into the factors that could potentially impact the company’s stock performance over the next several years. Specifically, we’ll address the question: Can Ujjivan Financial Services achieve a share price of 1000 INR? By examining key industry trends, the company’s financial health, and macroeconomic conditions, we aim to provide valuable insights into the feasibility of this target price and offer a comprehensive view of what the future might hold for Ujjivan Financial Services’ shareholders.
But first thing first. Let us first learn about Ujjivan Financial Services and the kind of business they are in.
ABOUT UJJIVAN FINANCIAL SERVICES
Ujjivan Financial Services Limited began its journey in 2005 as an NBFC with a mission to provide comprehensive financial services to the economically active poor who were underserved by traditional financial institutions. Operating across 24 states, 209 districts, and union territories in India, Ujjivan primarily utilized a joint liability group lending model, catering to economically active women and offering collateral-free, small-ticket loans. This approach combined microfinance touch-points with modern technology and back-end support functions akin to a retail bank.
Ujjivan Financial Services Ltd Q2 FY2023-2024: Performance Snapshot
- Ujjivan Financial Services Ltd reported a significant 41.72% YoY increase in revenue, reaching ₹1,558.19Cr in Q2 FY2023-2024.
- every quarter, the company experienced a 7.02% growth in revenue over the last three months.
- Net profits for Q2 FY2023-2024 amounted to ₹225.84Cr, reflecting a -12.12% decrease compared to the same period last year.
- However, there was a 2.69% increase in net profits every quarter.
- The net profit margins of Ujjivan Financial Services Ltd declined by -37.99% compared to the same period last year, settling at 14.49% in Q2 FY2023-2024.
- every quarter, there was a 4.05% decrease in net profit margins over the last three months.
HOW TO BUY UJJIVAN FINANCIAL SERVICES SHARES IN INDIA?
Sure, here are some brokerage firms where you can buy Ujjivan Financial Services shares in India:
- Zerodha
- ICICI Direct
- HDFC Securities
- Sharekhan
- Kotak Securities
- Angel Broking
- Axis Direct
- Motilal Oswal
- Edelweiss
- 5Paisa
UJJIVAN FINANCIAL SERVICES SHARE PRICE TARGET 2023 TO 2025
UJJIVAN FINANCIAL SERVICES SHARE PRICE TARGET FOR 2023
| When | Maximum Price | Minimum Price |
| November 2023 | ₹630.72 | ₹548.45 |
| December 2023 | ₹651.53 | ₹566.55 |
As of November 2023, Ujjivan Financial Services Ltd presents a dynamic outlook for its share price in the coming months. Projections suggest a potential maximum price of ₹630.72 and a minimum of ₹548.45 in November, with December’s forecast ranging between ₹651.53 and ₹566.55.
The company’s current market capitalization stands at ₹7,105 Cr., and the share is presently trading at ₹584 as of November 14th, 2023. Investors are closely monitoring these figures, anticipating potential fluctuations in the share price as the year concludes. These projections provide valuable insights for stakeholders navigating the financial landscape of Ujjivan Financial Services in 2023.
UJJIVAN FINANCIAL SERVICES SHARE PRICE TARGET FOR 2024
| When | Maximum Price | Minimum Price |
| January 2024 | ₹664.83 | ₹578.11 |
| February 2024 | ₹678.40 | ₹589.91 |
| March 2024 | ₹692.24 | ₹601.95 |
| April 2024 | ₹672.08 | ₹584.42 |
| May 2024 | ₹662.15 | ₹575.78 |
| June 2024 | ₹685.99 | ₹596.51 |
| July 2024 | ₹679.13 | ₹590.54 |
| August 2024 | ₹706.29 | ₹614.17 |
| September 2024 | ₹734.54 | ₹638.73 |
| October 2024 | ₹720.14 | ₹626.21 |
| November 2024 | ₹741.74 | ₹644.99 |
| December 2024 | ₹760.29 | ₹661.12 |
The projected share price targets for Ujjivan Financial Services in 2024 indicate a promising trend. The anticipated maximum and minimum prices for each month showcase a generally ascending trajectory throughout the year. Starting from ₹664.83 to ₹578.11 in January and reaching ₹760.29 to ₹661.12 by December 2024, investors may anticipate growth and potential opportunities.
These projections provide valuable insights for stakeholders, helping them strategize and navigate the market landscape. As of now, Ujjivan Financial Services continues to exhibit positive momentum, offering investors a comprehensive outlook for the upcoming year
UJJIVAN FINANCIAL SERVICES SHARE PRICE TARGET FOR 2025
| When | Maximum Price | Minimum Price |
| January 2025 | ₹775.49 | ₹596.53 |
| February 2025 | ₹795.38 | ₹611.83 |
| March 2025 | ₹826.40 | ₹635.69 |
| April 2025 | ₹810.19 | ₹623.23 |
| May 2025 | ₹786.60 | ₹605.07 |
| June 2025 | ₹821.99 | ₹632.30 |
| July 2025 | ₹805.88 | ₹619.90 |
| August 2025 | ₹830.80 | ₹639.08 |
| September 2025 | ₹859.88 | ₹661.44 |
| October 2025 | ₹882.23 | ₹678.64 |
| November 2025 | ₹904.29 | ₹695.61 |
| December 2025 | ₹926.90 | ₹713.00 |
The share price forecast for Ujjivan Financial Services in 2025 reveals an upward trajectory, suggesting potential growth and investor optimism. Starting the year with a range of ₹775.49 to ₹596.53 in January, the projections steadily climb, reaching ₹926.90 to ₹713.00 by December 2025. This optimistic trend reflects increasing confidence in the company’s financial performance and market position.
Investors may find opportunities for capital appreciation as the share prices are expected to consistently rise over the year. However, stakeholders must stay vigilant and adapt to market dynamics. These forecasts provide valuable insights for strategic decision-making, offering a roadmap for investors navigating the evolving landscape of Ujjivan Financial Services in the upcoming year.
UJJIVAN FINANCIAL SERVICES SHARE PRICE TARGET FOR 2026 TO 2030
| Year | Maximum Price | Minimum Price |
| 2026 | ₹973.24 | ₹681.27 |
| 2027 | ₹1,070.57 | ₹749.40 |
| 2028 | ₹1,498.79 | ₹749.40 |
| 2029 | ₹1,297.66 | ₹648.83 |
| 2030 | ₹1,686.95 | ₹1,180.87 |
The long-term share price targets for Ujjivan Financial Services from 2026 to 2030 indicate a compelling growth trajectory. The forecasted maximum and minimum prices for each year suggest a consistent upward trend, reflecting sustained confidence in the company’s performance. Starting at ₹973.24 to ₹681.27 in 2026, the projections climb progressively to ₹1,686.95 to ₹1,180.87 by 2030.
These estimates signal robust optimism among investors, anticipating the company’s continued success and expansion over the next five years. Such projections offer valuable insights for long-term investors, providing a strategic outlook for potential returns and market positioning. However, stakeholders need to remain attentive to market dynamics, economic factors, and industry trends, as these can impact the actual trajectory of Ujjivan Financial Services in the coming years.
UJJIVAN FINANCIAL SERVICES FINANCIAL CONDITION (LAST 5 YEARS)
| Year | 2019 | 2020 | 2021 | 2022 | 2023 |
| Sales (Crore Rs) |
1,957 | 2,864 | 3,072 | 2,995 | 4,421 |
| Expenses (Crore Rs) |
1,022 | 1,273 | 2,209 | 2,170 | 1,491 |
| Operating Profit (Crore Rs) |
935 | 1,591 | 863 | 825 | 2,930 |
| OPM % | 48% | 56% | 28% | 28% | 66% |
| Other Income (Crore Rs) |
57 | 105 | 109 | 97 | 257 |
| Interest (Crore Rs) |
727 | 1,115 | 1,121 | 1,071 | 1,493 |
| Depreciation (Crore Rs) |
61 | 166 | 170 | 155 | 163 |
| Profit before tax (Crore Rs) |
204 | 416 | -319 | -304 | 1,531 |
| Tax % | 26% | 28% | 25% | 24% | 26% |
| Net Profit (Crore Rs) |
150 | 299 | -239 | -230 | 1,140 |
| EPS in Rs | 12.42 | 23.21 | -16.34 | -15.75 | 93.71 |
| Dividend Payout % | 10% | 3% | 0% | 0% | 5% |
Over the last five years, Ujjivan Financial Services has undergone notable shifts in its financial performance. The company’s revenue trajectory showcases a consistent upward trend, commencing at ₹1,957 crore in 2019 and culminating in a substantial growth to ₹4,421 crore in 2023.
While expenses have exhibited variations, the company maintained a focus on optimizing operational efficiency. Operating profit has displayed fluctuations, with a significant rise to ₹2,930 crore in 2023. The operating profit margin (OPM %) also reflects these shifts, ranging from 28% to 66% over the years.
Despite encountering challenges, the company has managed to maintain profitability, with a noteworthy improvement in net profit from ₹150 crore in 2019 to ₹1,140 crore in 2023. Notably, the company’s dividend payout percentage has seen a slight increase, indicating its commitment to shareholders. These financial figures collectively depict Ujjivan Financial Services’ dynamic financial journey over the past five years.
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FAQs
Based on the analysis provided, Ujjivan Financial Services’ share price is projected to reach around ₹1,686.95 by 2030 and a minimum price of ₹1,180.87.
Taking into account the consistent growth pattern and projections, Ujjivan Financial Services’ share price target by 2025 suggests strong potential for continued upward movement, potentially exceeding the ₹926.90 mark reached in December 2025.
Is it worthwhile to invest in UJJIVAN FINANCIAL SERVICES for the long term?
Considering the positive growth trends over the projected years, Ujjivan Financial Services presents itself as a potential long-term investment opportunity. However, wise investment decisions should factor in market dynamics, the company’s financial performance, and industry conditions.
Will the UJJIVAN FINANCIAL SERVICES stock grow?
Our analysis and projected trends indicate a promising growth trajectory for Ujjivan Financial Services’ stock. The consistent positive movement in recent years suggests that the stock has the potential to continue its upward trajectory.
Will it reach ₹1000 INR by 2025?
While the provided data does not explicitly forecast a share price of ₹1000 by 2025, the consistent growth pattern and substantial rise suggest that Ujjivan Financial Services could potentially achieve or surpass this mark by 2025. However, such predictions should be approached with caution, considering the inherent volatility of the stock market and external influences.
CONCLUSION: Should you invest in Ujjivan Financial Services Ltd in 2023?
Ujjivan Financial Services has been on a downtrend for a very long time. The company suffered during the demonetisation period and has seemed to be fully recovered from the crisis time. The company has been posting profitable results in the last few quarters, and because of these positive results, the share price is seen to increase rapidly. With a 30% growth YOY in terms of revenue and a PE ratio of just 8.51, I find Ujjjivan Financial Services undervalued, despite the stock rising almost 88% in the last 6 months.
Ujjivan Financial Services’ share price analysis from 2023 to 2030 presents a narrative of trend reversal and notable growth.
As per our analysis, Ujjivan Financial Services prices are expected to show a remarkable surge, reaching ₹926.90 in December 2025. Moreover, the subsequent years continued this momentum, with projections indicating a steady increase to ₹973.24 in 2026, ₹1,498.79 in 2028, and even soaring to ₹1,686.95 in 2030. These figures demonstrate an upward pattern that hints at an optimistic outlook for Ujjivan Financial Services’ share price in the coming years.
We are expecting Ujjivan Financial Services’ share price to reach ₹1,000 somewhere in 2027.
What did we learn?
- 1 ABOUT UJJIVAN FINANCIAL SERVICES
- 2 Ujjivan Financial Services Ltd Q2 FY2023-2024: Performance Snapshot
- 3 HOW TO BUY UJJIVAN FINANCIAL SERVICES SHARES IN INDIA?
- 4 UJJIVAN FINANCIAL SERVICES SHARE PRICE TARGET 2023 TO 2025
- 5 UJJIVAN FINANCIAL SERVICES FINANCIAL CONDITION (LAST 5 YEARS)
- 6 FAQs
- 6.1 What is the share price target of UJJIVAN FINANCIAL SERVICES by 2030?
- 6.2 What is the share price target of UJJIVAN FINANCIAL SERVICES by 2025?
- 6.3 Is it worthwhile to invest in UJJIVAN FINANCIAL SERVICES for the long term?
- 6.4 Will the UJJIVAN FINANCIAL SERVICES stock grow?
- 6.5 Will it reach ₹1000 INR by 2025?
- 7 CONCLUSION: Should you invest in Ujjivan Financial Services Ltd in 2023?
