What is TRF Meaning in Banking and TRF Full-Form in Banking?

You must come across this article looking for information on ‘TRF Full-Form.’ Luckily, you have landed in the right place. You must be getting some SMS updates from the bank related to funding transfers. You must have noticed the term written after the amount. The word is ‘TRF.’ The only reason you started looking for this term.

You must not be aware of the word ‘TRF.’ No worries, we have added this article to provide complete information on such terms. Thus, if you were looking for a detailed article? Your search might end here.

Here we have added complete information on ‘TRF Full-Form.’ and what it means in the banking sector. Let’s check it out.

What is TRF in Banking?

In simple words, TRF means Transfer. When you transfer funds from one bank account to another, or within the same bank. Then, the word we get from the bank is ‘TRF.’ It means the transfer in the banking industry.

TRF Full-Form

You will commonly find this term after completing any fund transfer online with the help of any digital banking service. Sometimes, the word gets misspelt, but the meaning is the same.

You now must be curious about it full-form? Likewise;

What is the TRF Full-Form in banking?

We have added this answer long back in this article. Still, the only full-form of the word TRF is Transfer.

Why do banks use this term?

The TRF word can be used for the following reasons;

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  • Most of the time, you must have noticed this word in your bank account statement near the credit and debit section. This indicates the credit and debit account from one bank account to another. Thus, the bank needs to use this word.
  • Similarly, if you transfer any funds from your bank account to another bank account. This word comes into use.
  • In most cases, the TRF word only appears in the bank statement or SMS when you use the same bank for transferring funds within accounts.

Where can you see this word?

We are now at the primary section of this article. We have updated every single detail a user needs to know about this word. Still, this word can be found in the following sections;

  • Bank Statement.
  • Bank Passbook.
  • SMS.

You may also to read, PNB mPassbook – How to View PNB Passbook Online?

Frequently Asked Questions

Some questions are repeatedly asked of us. The reason we are adding up this section. You will find the quick answer to every question here. 

Why does the bank apply TRF charges?

There is no clear answer to this question. Some banks do not charge anything for transferring funds from one bank account to another. Whereas, some banks charge an amount for completing fund transfers. 

According to us, this all depends on the bank.

What is a TRF payment?

TRF Payment is just another word of transfer. You do not have to be worried about this word, as it is the same word.

What does TRF stand for?

TRF means transfer. 

What does TRF mean on the bank statement?

Transfer. The meaning of the TRF word in the bank statement indicates the word transfer. It means if any transfer activity is made on your bank account, the bank will indicate the transaction using the word ‘TRF.’


Here we come at the end. This article is purposely written to provide all the information related to TRF Full-Form in Banking, and what TRF means in the banking sector.

Here we have added every single detail related to this word. We hope all the details we have added here are helpful and end your search. If something else to ask? You can ask us in the comments section.

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Author: Naveen EThis is E.Naveen Kumar full time Content Writer, SEO, Digital marketing Expert, founder of financesrule.com. Really enjoying playing cricket at free times. Being a Btech Graduation from Computer Science stream Selected full-time blogging as my Profession.

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