From the very early civilization, men learned to trade and commerce, while prior, it was more into the barter system that is goods were exchanged for another commodity. However, with the innovation of coins, It changes the entire scenario of the new business. Products are no longer exchanged for another; rather goods were valued with the number of coins, it can be conceded that from than men started to know about what is business and what are the complimentary things come along with it like business strategies and advertisement and many more. However, the concept of banking became more redefined when men learned to save.
The impotence of Banking:
In this modern time, banks are considered as one of the essential economic wings. A well-developed economic status is said to be the infrastructure of the country. A bank provides a lot of services, which provides an excellent financial background. Bank helps to attain trust with its customers and thus bridges the gap between finance and people. Therefore, the bank plays a vital role in developing the infrastructure of the nation. However, there are other beneficial effects of banks as well. These are as follows.
Banks help to promote saving aptitude among people, which is done by introducing various attractive deposit schemes. Also, the bank contributes to the forming of the capital. It is mostly that money is the backbone of any business; the bank helps to build that capital and promoting industrialization. When it comes to trade and commerce, the bank also plays a significant role. In modern times trade and business play a very pivotal role to create the infrastructure of the country.
However, banks introduce various services such as mobile banking, internet baking, and many other web services to make trade and commerce more fluid. Banks are also a critical medium t giving employment to the people. It provides job opportunities, and it cannot be denied that issues of unemployment are somewhere being addressed. Bank also introduces various monitory policies that stabilize the economy of the country, especially when it comes to deal with inflation and deflation. One must never forget that bank, directly and indirectly, affects the global economy. The policies of the banking system help the nation to create a better socio-economic development.
Services of Credit cards
Perhaps one of the most important usages of the bank is the service of credit cards. With the help of credit cards, it is possible to buy things anywhere anytime, even when the price is a bit higher. Other than that, other more benefits cannot be overlooked.
There are various kinds of credit cards; one is rewards credit cards; this does precisely what the name implies. This means whenever you the specific things you can earn certain monetary rewards which you can use later to buy items of your using that rewards money.
Prizes may vary., this means regular credit cardholders can purchase things and gather points which they can redeem based on the purchase. Credit cards are also beneficial while traveling; this is because a lot of car manufacturing companies and hotels require holding credit cards to book cars and hotel rooms. This because while going, you may not have the necessary funds needed to travel, thus having a credit card means there is the surety of payments even when you are running low on money.
Benefits of HDFC bank
There are many banks, with multiple features; however, a few certain whose features are so exciting and beneficial that they cannot be overlooked. Such as the features of HDFC bank, which are just magnificent when it comes to money and saving.
The very immediate features which are so exciting that this bank uses the latest technology such as automatic bill payments, NEFT, RTGS, and many more. Also, other than a few features such as locker service, zero balance savings accounts, and annual waivers, there are features that are unique like women’s individual savings accounts. This woman’s special bank accounts are primarily targeted for women’s features such as money maximizer, secure shopping, even personal accident death coverups.
Other than that, there are discount benefits, which is there will cashback with every purchase you make, which applies anywhere from booking restaurants to movie tickets.
HDFC credit card login
Credit cards are quite a useful thing; it can help an individual during the time of an emergency. However, there are specific ways you need to go through to log into the credit card and mobile banking system. However, it is suggested to stay safe from bluffs and frauds. It is, either way, easy to log in to an HDFC credit card.
- First, you need to visit the HDFC credit card login page. You can visit by clicking here.
- Second, you need to enter your customer id and pin to get logged in to the credit card net banking portal.
- Confirm the card and message given on your screen.
- You can now access the credit card and other details through the dashboard.
It is suggested to use credit cards as it is safe because the bank will pay on behalf of you, while you will enjoy the liberty of paying the bank as per the plan.
How to Register for HDFC Credit Card Net Banking?
If you had not registered for the credit card net banking, then it would be your first process before getting logged in to the portal. You can follow the steps that we had given below to get registered online.
- First, you need to visit the internet banking page of HDFC Bank. You can visit by clicking here.
- In the middle of the screen, you will find the option of credit card net banking.
- Just click on it and press the registration button.
- You will get redirected to the next screen. You now have to enter all the required details asked on the screen.
- Enter all the details and accept the terms and conditions.
- You now have to confirm your registered mobile number.
- Confirm it using the OTP.
- Now, you have to enter your credit card details.
- Set your PIN.
- You can now login to the credit card net banking using the customer id and pin.
How to Pay the HDFC Bank credit card bill?
It is a quick process. You can pay your HDFC Bank credit card bill through various modes of payment available online. To be an instance, I am adding a quick method to pay your credit card bill through net banking.
- First, you need to get logged in to the net banking portal.
- Second, you need to find the option of credit card payment.
- After that, you need to add your credit card as a beneficiary.
- Once the beneficiary gets activated. You can now make the payment using your account balance.
- Within three working days, the payment will get reflected in your credit card account.
- That’s it.
Frequently asked questions
HDFC credit card net banking is blocked? Why?
This could be due to the following reasons.
- You must have entered the wrong PIN more than five times.
- You must have not used this facility for last 180 days.
How to reactivate a credit card net banking account?
You need to apply for a new PIN, and the same will get dispatch to your postal address. You can only reactivate your account after getting the new pin.
How do I de-register credit card net banking service?
You can contact the bank branch to de-register.
What services can I avail of using the credit card net banking?
- Automated bill payment for the registered credit card/s.
- View monthly statement.
- View account information.
- View unbilled transactions.
- De-register a new credit card.
- Generate a new credit card ATM PIN.
- Opt to receive your statement through email.
- Register a new credit card.
What are the fees?
There are no fees. This service is free of cost.
Here we come at the end. HDFC Bank is one of the popular private banks in India. It is one of the main banks to offer credit card services to customers. This article is specially written for the people who are looking for getting logged in to the HDFC Bank credit card net banking portal.
However, if there is anything that is not understandable, feel free to ask us in the comments section.