Investing in the stock market can be exciting and intimidating at the same time because it is constantly an uphill battle. AU Small Finance Bank Ltd. is one stock that has recently attracted interest. Investors are unsure if this stock is a smart investment and if it will be able to reach the goal share price of 5000 INR by 2025. In this piece, we’ll dig deep into the financial background of AU Small Finance Bank Ltd, examine its most recent results, and forecast its possible future growth. You will have a better idea of whether AU Small Finance Bank Ltd is a good stock to purchase and whether it can achieve the desired share price target of at the conclusion of this article.
Latest news about AU Small Finance Bank Ltd
➤After the RBI confirms the nomination of the MD and CEO again, AU Small Finance Bank shares increase by 16%.
How to purchase AU Small Finance Bank Ltd shares?
Below are the trading platforms that you can use to purchase AU Small Finance Bank Ltd shares:
➤ Zerodha
➤ Upstox
➤ Groww
➤ AngelOne
➤ ICICIDirect
| When | Maximum Price | Minimum Price |
| April 2023 | ₹690.00 | ₹530.77 |
| May 2023 | ₹575.00 | ₹442.31 |
| June 2023 | ₹690.00 | ₹530.77 |
| July 2023 | ₹828.00 | ₹636.92 |
| August 2023 | ₹910.80 | ₹700.62 |
| September 2023 | ₹956.34 | ₹735.65 |
| October 2023 | ₹910.80 | ₹700.62 |
| November 2023 | ₹1,001.88 | ₹770.68 |
| December 2023 | ₹1,122.11 | ₹863.16 |
The table provides a prediction of AU SMALL FINANCE BANK LTD share prices for 2023. The maximum price for the stock is expected to be ₹1,122.11 in December 2023, while the minimum price is predicted to be ₹442.31 in May 2023. The data suggests an overall uptrend in the share price, with growth percentages ranging from 30% to 112%. The bullish outlook is reflected in the increasing maximum price over the course of the year. However, there may be fluctuations in the stock price, with occasional dips in the minimum price.
| When | Maximum Price | Minimum Price |
| January 2024 | ₹1,181.16 | ₹908.59 |
| February 2024 | ₹1,327.15 | ₹1,105.96 |
| March 2024 | ₹1,397.00 | ₹1,135.77 |
| April 2024 | ₹1,270.00 | ₹976.92 |
| May 2024 | ₹1,058.33 | ₹814.10 |
| June 2024 | ₹1,270.00 | ₹976.92 |
| July 2024 | ₹1,079.50 | ₹836.82 |
| August 2024 | ₹1,187.45 | ₹942.42 |
| September 2024 | ₹1,246.82 | ₹959.09 |
| October 2024 | ₹1,466.85 | ₹1,128.35 |
| November 2024 | ₹1,540.19 | ₹1,184.76 |
| December 2024 | ₹1,571.00 | ₹1,208.46 |
The table provides a prediction of AU SMALL FINANCE BANK LTD share prices for 2024. The stock is expected to experience an overall bullish trend, with the maximum price reaching ₹1,571.00 in December 2024, and the minimum price expected to be ₹814.10 in May 2024. The growth percentages range from 30% to 93%, indicating a positive return for investors. However, there may be occasional dips in the share price, such as in April 2024. Investors should closely monitor market trends and the company’s performance to make informed investment decisions. It’s worth noting that the stock may not always perform as predicted, and there may be bearish periods during the year.
| When | Maximum Price | Minimum Price |
| January 2025 | ₹1,602.42 | ₹1,232.63 |
| February 2025 | ₹1,686.75 | ₹1,297.50 |
| March 2025 | ₹1,771.09 | ₹1,362.38 |
| April 2025 | ₹1,581.33 | ₹1,216.41 |
| May 2025 | ₹1,437.57 | ₹1,105.83 |
| June 2025 | ₹1,581.33 | ₹1,216.41 |
| July 2025 | ₹1,506.03 | ₹1,158.49 |
| August 2025 | ₹1,568.78 | ₹1,206.76 |
| September 2025 | ₹1,647.22 | ₹1,267.09 |
| October 2025 | ₹1,746.05 | ₹1,343.12 |
| November 2025 | ₹1,868.28 | ₹1,437.14 |
| December 2025 | ₹1,905.64 | ₹1,465.88 |
According to the table, the prediction for AU SMALL FINANCE BANK LTD share prices in 2025 is bullish, with the maximum price expected to be ₹1,905.64 in December 2025, and the minimum price predicted to be ₹1,105.83 in May 2025. The growth percentages range from 10% to 72%, indicating a positive return for investors. The average target price for the year is estimated to be around ₹1,600. The data suggests that there is upside potential in the stock, making it a potentially attractive investment option. Overall, the recommendation for the stock seems to be positive.
| Year | Maximum Price | Minimum Price |
| 2023 | ₹1,122.11 | ₹442.31 |
| 2024 | ₹1,571.00 | ₹908.59 |
| 2025 | ₹1,905.64 | ₹1,216.41 |
| 2026 | ₹1,333.95 | ₹933.77 |
| 2027 | ₹1,133.86 | ₹793.70 |
| 2028 | ₹2,040.94 | ₹1,428.66 |
| 2029 | ₹4,192.42 | ₹2,934.69 |
| 2030 | ₹4,668.83 | ₹3,268.18 |
According to the given data, the maximum and minimum price targets for AU Small Finance Bank Ltd’s shares in 2026 are ₹1,333.95 and ₹933.77, respectively. For the years 2027 and 2028, the maximum share price targets are ₹1,133.86 and ₹2,040.94, respectively, with corresponding minimum share price targets of ₹793.70 and ₹1,428.66. Looking further ahead, the maximum and minimum price targets for 2029 and 2030 are ₹4,192.42 and ₹2,934.69, and ₹4,668.83 and ₹3,268.18, respectively. These figures suggest an overall bullish trend in the long term, with the average target price increasing steadily over the years. However, investors should be aware that market conditions and other factors may impact the share price and should therefore conduct their own research and make informed decisions based on their individual investment goals and risk tolerance.
Financial Condition of AU Small Finance Bank Ltd: Last 5 years
| Narration | Mar-18 | Mar-19 | Mar-20 | Mar-21 | Mar-22 |
| Sales | 1,767.19 | 2,949.13 | 4,285.88 | 4,950.05 | 5,921.73 |
| Expenses | 831.92 | 1,162.63 | 1,612.44 | 2,223.50 | 2,633.57 |
| Operating Profit | 935.27 | 1,786.50 | 2,673.44 | 2,726.55 | 3,288.16 |
| Other Income | 388.06 | 461.91 | 706.09 | 1,420.93 | 993.69 |
| Depreciation | 53.25 | 61.75 | 88.62 | 104.37 | 140.17 |
| Interest | 826.73 | 1,606.53 | 2,376.94 | 2,584.61 | 2,687.61 |
| Profit before tax | 443.35 | 580.13 | 913.97 | 1,458.50 | 1,454.07 |
| Tax | 151.31 | 198.32 | 239.19 | 287.82 | 324.24 |
| Net profit | 292.04 | 381.81 | 674.78 | 1,170.68 | 1,129.83 |
| EPS | 5.11 | 6.53 | 11.09 | 18.75 | 17.94 |
| Price to earning | 60.46 | 45.6 | 22.77 | 32.74 | 34.74 |
| Price | 309.03 | 297.8 | 252.68 | 613.93 | 623.13 |
| RATIOS: | |||||
| Dividend Payout | 4.89% | 5.74% | 0.00% | 0.00% | 2.79% |
| OPM | 52.92% | 60.58% | 62.38% | 55.08% | 55.53% |
AU Small Finance Bank Ltd has shown impressive growth over the last five years, as seen in their financial statement. Their revenue has grown consistently from INR 1,767.19 crores in March 2018 to INR 5,921.73 crores in March 2022, with a percentage growth of 235%. Profit after tax (PAT) has also seen significant growth over the years, from INR 292.04 crores in March 2018 to INR 1,129.83 crores in March 2022. The company has maintained a steady operating profit margin (OPM) of around 55% in the last two years. However, the company’s expenses and interest rates have also increased during this period. The Price to Earnings ratio has shown an increasing trend over the years, with a maximum of 34.74 in March 2022. The company’s dividend payout has been inconsistent but has improved to 2.79% in March 2022. Overall, AU Small Finance Bank has shown remarkable growth in terms of revenue and profit, making it a promising player in the financial sector.
Sharekhan on AU Small Finance Bank Ltd share price target
Sharekhan has given a buy call on AU Small Finance Bank Ltd. According to him, you can continue buying AU Small Finance Bank Ltd share with a target price of Rs734.
Motilal Oswal on AU Small Finance Bank Ltd share price target
Motilal Oswal has given a buy call on AU Small Finance Bank Ltd. According to him, you can continue buying AU Small Finance Bank Ltd share with a target price of Rs720.
FAQS
As of April 2023, the current share price of AU Small Finance Bank Ltd is INR 1277.10.
There is no definitive answer to this question, as it depends on a variety of factors such as market conditions, industry trends, and company performance.
Some factors that could affect the share price of AU Small Finance Bank Ltd include economic conditions, changes in interest rates, regulatory changes, and competition in the banking industry.
AU Small Finance Bank Ltd has not provided any specific guidance on its share price target.
The historical performance of AU Small Finance Bank Ltd’s share price has been positive, but past performance is not a guarantee of future results.
Investors can evaluate the potential for growth in AU Small Finance Bank Ltd’s share price by analyzing the company’s financial statements, management team, industry trends, and competition.
Some risks associated with investing in AU Small Finance Bank Ltd’s shares include market volatility, economic uncertainty, regulatory changes, and company-specific risks such as credit risk and operational risk.
Some strategies investors can use to manage risk when investing in AU Small Finance Bank Ltd’s shares include diversification, dollar-cost averaging, and setting stop-loss orders.
Investors can find more information about AU Small Finance Bank Ltd’s share price target by consulting with financial advisors, conducting research on market trends and industry analysis, and monitoring company news and financial reports.
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Conclusion
In conclusion, AU Small Finance Bank Ltd.’s financial statements for the previous five years demonstrate a notable increase in sales and profit. The company’s sales increased by 235.8%, its PAT by 285.3%, and its profits by 251.6%. Over the past five years, the operating profit margin (OPM) has stayed constant at 57.2% on average. The targets for share prices were 1,905.64 and 1,216.41 correspondingly for the year 2025. The shares of AU Small Finance Bank Ltd are a smart buy, based on the company’s financial performance. As a result, investors may want to think about making an investment in the business.
What did we learn?
- 1 AU Small Finance Bank Ltd Share Price Prediction: 2023 to 2030.
- 2 AU Small Finance Bank Ltd Share Price Prediction 2023.
- 3 AU Small Finance Bank Ltd Share Price Prediction 2024.
- 4 AU Small Finance Bank Ltd Share Price Prediction 2025.
- 5 AU Small Finance Bank Ltd Share Price Prediction 2026-2030.
- 6 Financial Condition of AU Small Finance Bank Ltd: Last 5 years
- 7 AU Small Finance Bank Ltd share price target by Experts
- 8 FAQS
- 8.1 What is the current share price of AU Small Finance Bank Ltd?
- 8.2 Can the share price of AU Small Finance Bank Ltd reach INR 5000 by 2025?
- 8.3 What are some factors that could affect the share price of AU Small Finance Bank Ltd?
- 8.4 Has AU Small Finance Bank Ltd provided any guidance on its share price target?
- 8.5 What is the historical performance of AU Small Finance Bank Ltd’s share price?
- 8.6 How can investors evaluate the potential for growth in AU Small Finance Bank Ltd’s share price?
- 8.7 What are some risks associated with investing in AU Small Finance Bank Ltd’s shares?
- 8.8 What are some strategies investors can use to manage risk when investing in AU Small Finance Bank Ltd’s shares?
- 8.9 Where can investors find more information about AU Small Finance Bank Ltd’s share price target?
- 9 Conclusion
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