How to activate SBI debit card for online transactions?

SBI also known as the State Bank of India, is the most successful bank of India with a customer base of 45 million users. SBI is one of the oldest and most trusted banking institutions of India. It is a public sector bank with all the latest facilities. The bank has been able to maintain such a huge customer base with its efficient customer friendly approaches and strategies.

The bank is not a commercial bank, hence it is very economical for customers. Other than this fact SBI has various other benefits that it provides to its customers which makes it one of the best banks in the country. A lot of these benefits can be achieved only through the access of the SBI debit card. We can also make a lot of our SBI online transactions through our debit card itself. To do the same we first need to activate our SBI debit card for online transactions. There are a lot of ways to activate the SBI debit card for online transactions.

In this article we will discuss some of the ways to activate the SBI debit card for online transactions. Here are the ways to activate our SBI debit card.

List of ways to activate SBI debit card for online transactions:

  • Activating SBI debit card through ATM
  • Activating SBI debit card through SMS
  • Activating SBI debit card through IVR facility
  • Activating SBI debit card through Netbanking
  • Activating SBI debit card through Mobile banking

Each of the above methods involves a set of procedures to be followed to activate the SBI debit card for online transactions. Let’s take a deeper glance at all of these methods.

Click here to know how to check SBI bank balance online.

Step by Step process to activate SBI debit card:

SBI debit card activation via ATM

ATMs are one of the most efficient ways of accessing banking services other than the bank itself. Most of the people only know about one single function of the ATMs i.e. the cash deposit and withdrawal feature. But ATM has a number of other features as well that includes balance enquiry, mini statement, debit card activation, etc. And what could be a better way to activate the ATM card than the ATM itself. Here are the steps one needs to follow to update their SBI debit card through the ATM:

  • Insert your SBI ATM card in the nearby SBI ATM.
  • Click on the “PIN generation” option.
  • Enter your mobile number registered with the bank.
  • Click on confirm.
  • Confirmation message will be displayed on the screen.
  • You will receive a temporary 4-digit debit card PIN on your registered mobile number.
  • Use the PIN to activate your SBI debit card and change the PIN later on.

That’s how anyone can activate their SBI debit card PIN through the ATM.

SBI debit card activation via SMS

SMS is one of the most basic services provided by any bank to its customers to access various banking facilities. SBI being such a reputed bank, undoubtedly provides the same service as well. Customers can send an SMS to the SBI customer care number and get their facilities accessed through it. It also involves generation of the SBI debit card activation facility as well. To access that through the SBI SMS service, here are the steps one needs to follow:

  • Send an SMS “ PIN XXXX YYYY” to 567676 from your registered mobile number.
  • Here XXXX represents the last 4 digits of your debit card number and YYYY represents the last 4 digits of your bank account number.
  • You will now receive an OTP in revert that stays valid for 2 days and can be used to generate or update the debit card PIN.

These were steps to generate the OTP for the generation or updation of SBI debit card PIN.

SBI debit card activation via IVR facility

IVR means Interactive Voice Response. IVR is a safe and reliable method of accessing banking services as the service is a communicative effort yet no human is involved in the same which prevents privacy breach. It is in recent times one of the most used methods to access banking services. The facility convenient, efficient yet safe at the same time. What could be a better way to share your banking details with an AI based bot who responds to your banking needs. Here are the steps you can follow to activate your SBI debit card for online transaction:

  • Give a call at 18004253800 or 1800112211 from your registered mobile number.
  • Choose your preferred language.
  • Follow the instructions for the debit card process.
  • You will receive a 4 digit ATM PIN on your registered mobile number.
  • You can change that PIN if you want to.
  • Once the PIN is generated you can now access all the debit card facilities.

These were the steps to access SBI debit card facilities through IVR.

SBI debit card activation via Netbanking

The internet has surely changed our life for the better, in covid times when it was so hard to even get out of our homes, it was the internet that made lives simpler. The same internet can be used to access another very important service, that is, banking. Today, we can just by simply visiting the official websites of our bank can get our banking needs fulfilled. Online money transaction, e statement, balance enquiry to what not. Here are given the steps to activate your SBI debit card for online transaction through netbanking:

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  • Visit SBI’s official website.
  • Enter your login credentials.
  • Select the ATM services option under the “e-services” option.
  • Select “ATM card activation” option.
  • Select the bank account associated with the debit card.
  • Enter the debit card number.
  • Click on activate.
  • You will now receive an OTP on your registered mobile number.
  • Enter the code and confirm.
  • You will now receive an SBI debit card activation message on your registered number.

These were the steps to activate the SBI debit card for online transactions.

SBI debit card activation via Mobile Banking

With the availability of the internet becoming abundant day by day, we no longer need to access it on our PC or a proper set. We can access banking services through the internet right on our smartphones. This facility is known as the mobile banking services. You can download your bank’s official mobile app and get all the facilities accessed through it. Here are the steps one needs to follow to activate their SBI debit card for online transaction through the YONO app:

  • Download the YONO app on your mobile phones.
  • Get the app started with your registered mobile number.
  • Click on the service request tab.
  • Click on the debit card services option.
  • Enter the SBI password again.
  • Select the debit card you want to activate.
  • Enter your account number and debit card number.
  • You will receive an OTP on your registered mobile number.
  • The same OTP or code can be used to activate your SBI debit card.

These were the steps to activate your SBI debit card through the mobile banking services.

What is my personal favourite way to activate my SBI debit card for online transactions?

Here is my most preferred method to activate an SBI debit card for online transactions.

I personally prefer the IVR method the most as it is very convenient and communicative. All the steps are done on an interactive call so even in case of a problem you know the level at which the problem is arising.

Click here to known how to get your SBI KYC done online.

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Author: Mahak AroraHey, I am a content writer willing to research, learn and write about new topics. I write mostly about finance and tech.

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